Personal Injury Fraud Austin. When it comes to filing a claim involving personal injury, it’s extremely important that you play by all the rules. This means that under no circumstances should you ever exaggerate any of your injuries and also keep clear from any and all potential hints of fraud.
Austin Personal Injury Insurance Fraud
Filing a fraudulent personal injury insurance claim is something that has serious consequences. Not only will your claim be denied by the insurer, but you could also run the risk of being held liable for any funds that are paid to you, as well as for any and all costs of the insurance company’s investigation of the claim itself and, in some cases, punitive damages. Even worse is the fact that you can face criminal charges.
Insurance fraud related to personal injury claims is generally defined as an act that is intended to make an insurance company pay you for an injury that has never been sustained. This also applies to injuries that are either exaggerated or unrelated to any accident that is otherwise covered by the policy.
Even if you don’t actually lie or make any kind of false statements, you can still be held liable for a fraudulent injury-related filing. For instance, in the event that you notify your insurance company of an accident that could result in coverage and you fail to disclose any information that you legally must inform them of, you could be liable for filing a fraudulent claim involving personal injury.
The two basic types of fraudulent personal injury claims are as follows:
*Soft insurance fraud, where a claimant makes an exaggerated claim involving an injury
*Hard insurance fraud, where a claimant invents a way in which a claim can be filed, such as intentionally causing an accident
Is Fraud a Personal Injury Claim?
Personal Injury Fraud Austin. The simple answer to this question is no, fraud is not considered to be a personal injury claim. In fact, there are many different civil and criminal penalties that you can find yourself dealing with in the event that you file a fraudulent claim. These include the following:
*Claim denial from your insurance company
*Cancellation of your insurance policy
*Lawsuit settlement or award being revoked
Despite these, there are also a few valid defenses that can be utilized to help with fighting charges of personal injury fraud. These include the following:
*Genuinely making a mistake while stating the facts of the accident that has occurred
*You had no intention of being fraudulent
*You believed that the information you were providing was true and you had no intention of telling any lies